FP&A Analyst

Consultant job offered at Downtown Montreal

Reference number

2026-0112

Salary

Market + Benefits

Details

  • Build, review, and optimize complex financial models to support financial planning, profitability analysis, and strategic decision-making.
  • Prepare and analyze budgets, forecasts, and financial projections, identifying key variances, trends, and performance drivers.
  • Analyze financial performance and profitability, including Net Interest Income (NII), Net Interest Margin (NIM), Return on Equity (ROE), allocated capital, and Risk-Weighted Assets (RWA).
  • Extract, reconcile, and analyze financial data using Smart View and Essbase, while ensuring the accuracy and consistency of financial models and analyses.
  • Develop and enhance FP&A tools and processes, provide strategic recommendations, and prepare financial analyses and presentations for senior management.

Description

We are offering you the opportunity to join a well-established, leading Canadian financial institution as a Senior Consultant, FP&A Analyst. Operating in a complex and highly regulated environment, the organization serves a diversified client base across a range of financing and financial services activities.

 

You will be joining the organization at an important stage in its evolution as it continues to transform its operations and business model. You will report to an experienced manager who promotes autonomy and accountability. Cielo also enjoys an excellent reputation within the organization, having successfully placed several professionals over the years. This mandate is ideal for an autonomous, analytical, and hands-on professional looking to leverage their banking and FP&A expertise in a transformational environment where they can quickly make a tangible impact. The position is offered in a hybrid work environment.

 

As a Financial Analyst, you will play a key role within the finance team and contribute directly to financial performance analysis and strategic decision-making. You will operate in a complex and dynamic environment where the quality of financial analysis, the rigor of financial models, and the ability to translate data into actionable recommendations will be central to your contribution.

 

A significant portion of your role will focus on financial modeling. You will be responsible for building, reviewing, and optimizing various models used to assess financial performance and support business decisions. You will also critically review existing models and analyses to identify errors, inconsistencies, and opportunities for improvement, while ensuring the reliability of underlying assumptions and reported results.

 

You will actively participate in budgeting, forecasting, and financial projection processes. You will conduct profitability and performance analyses and assess the key drivers impacting financial results, including Net Interest Income (NII) and Net Interest Margin (NIM). You will also evaluate the impact of allocated capital, Risk-Weighted Assets (RWA), and Return on Equity (ROE) to develop a thorough understanding of the factors influencing the organization’s profitability.

 

As part of your analyses, you will work with large volumes of financial data from multiple sources. You will use Smart View to extract, reconcile, and analyze the information required to produce reliable financial models and analyses. Your ability to challenge the data and quickly identify variances or inconsistencies will directly contribute to the quality and reliability of the financial information used across the organization.

 

Beyond recurring activities, you will actively contribute to the ongoing evolution of FP&A processes. You will develop new tools and analyses, enhance existing models, and participate in various initiatives aimed at making financial planning and analysis processes more efficient, structured, and relevant to business partners.

 

You will work closely with various teams to translate your analyses into strategic recommendations that support decision-making. You will also prepare analyses and presentations for senior management, clearly communicating complex financial information and highlighting key findings, risks, and opportunities.

 

Finally, you will operate in an environment where multiple analyses and priorities must be managed simultaneously. Your autonomy, rigor, sound judgment, and ability to collaborate effectively with various stakeholders will enable you to make a tangible contribution to improving financial performance and advancing the FP&A function.

Profile

Fully bilingual French-English professional with more than 10 years of FP&A experience, ideally gained within the banking or financial services sector. The ideal candidate has a strong understanding of key financial performance drivers, including NII, Net Interest Margin, ROE, allocated capital, and RWA.

 

Recognized for strong analytical skills and financial modeling expertise, the candidate is experienced in building, reviewing, and optimizing complex financial models, as well as preparing budgets, forecasts, and profitability analyses. Advanced Excel skills are required, along with a strong ability to identify inconsistencies and opportunities for improvement. Knowledge of Smart View and Essbase is considered a strong asset.

 

Autonomous and hands-on, the candidate is comfortable managing complex analyses with minimal supervision while handling multiple priorities simultaneously. Strong business judgment enables them to translate financial insights into strategic recommendations and contribute to the continuous improvement of FP&A tools and processes.

 

Finally, the candidate possesses excellent communication skills, with the ability to clearly present complex financial analyses and prepare executive-level presentations for senior management.

About us

CIELO is a recruitment firm specializing in finance, accounting and management in Quebec, Canada and internationally. Our head office is located in downtown Montreal. Only successful candidates will be invited to an interview. We would like to thank all the candidates for showing interest in this position. The masculine form is used to lighten the text.

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